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Your Financial Growth Begins with MC Credit

Smart Loans for a Brighter Tomorrow. We're Ready to Fund Your Future

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Proses semakan ringkas untuk kelulusan pantas.

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Temu janji mudah untuk perbincangan terus.

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Bayar hanya selepas pinjaman diluluskan.

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Proses pantas, kelulusan dalam 24 jam.

MC CREDIT LOANCOMPANY PROFILE

We are a licensed loan company operating under the strict regulation of the Ministry of Housing and Local Government of Malaysia (KPKT). As a registered moneylender, we fully comply with the Moneylenders Act 1951, which governs all money lending activities in Malaysia. This ensures a fair, transparent, and secure borrowing experience for our customers.

Since our founding on 21 May 2001, our company has operated steadily for 24 years and has successfully assisted more than 10,000 customers nationwide. Our commitment to honesty and efficiency has made us a trusted choice for many.

Our operations are built on the following core principles:

  1. Transparent Lending Practices
    We provide clear, detailed information about loan terms, interest rates, and fees, ensuring that our customers are well-informed before making any decisions.

  2. Fair Interest Rates
    We adhere to the legal limits on interest rates, ensuring our customers are charged fairly and protecting them from excessive fees.

  3. Licensing Compliance
    We hold a valid moneylender license issued by KPKT, ensuring our business practices meet the highest regulatory standards.

  4. Consumer Protection
    We uphold all consumer protection measures, offering reasonable repayment terms and clear procedures for handling disputes.

By adhering to these principles, we guarantee a secure and ethical lending experience that reflects our commitment to professionalism and integrity in Malaysia’s financial services industry.

Choosing the Right Lender Matters Here's Why It's Us.

Enjoy 0% Interest When You Repay Within 10 Days

Up to RM5,000!

Boost Your Financial Power

Loans Up to 5 Times Your Income

Low Rates, High Confidence

Starting at 6% or below interest rate

Fast-Track Your Loan

 Review and Approval in 1 Hour

Flexible Loans, High Limits

Maximum Up to RM500K Available

Your Loan, Your Terms

Repayment Periods Up to 10 Years

Lowest Interest Rates
from 6%/apr
  • Get loans from us today at the lowest interest rate

  • We charge a very low from 6% interest on our loan

  • Up to RM500K

Flexible Repayment Plan
up to120months
  • Loan tenure: 3 to 120 months

  • Flexible and Negotiable

  • Tailor made payment plan based on your profile requirements.

Representative Example
RM900 /month
  • Loan amount: RM10000

  • Repayment period: 12 months

  • Total interests: RM800

  • Total amount payable: RM10800

What We OfferOur Services

We offer a range of flexible loan solutions to meet your financial needs — including personal loans, SME loans, and emergency funding. With low interest rates, fast approval, and no hidden fees, we’re here to support your financial goals with transparent and reliable service.

Personal Loan

At MC Credit Loan, we provide low-interest personal loans starting from just 6%, with no guarantor, no hidden fees, and no withdrawal card required. Our flexible repayment terms range from 3 to 120 months, and we offer fast approvals with quick fund disbursement to meet your urgent needs.

With over 10 years of industry experience, we take pride in offering personalized financial solutions backed by exceptional customer service. Whether you’re consolidating debt, covering unexpected expenses, or funding a personal project — we’re here to help.

Business Loan

Empower Your Business with MC Credit Loan’s SME Loans
. We understand the challenges and opportunities that come with running a business. That’s why we offer tailored SME loan solutions designed to help you grow with confidence. With over a decade of experience serving SMEs across Malaysia, we’re committed to supporting local businesses with funding that’s transparent, accessible, and hassle-free. 

Apply today and take the next step toward sustainable business growth with a financing partner you can trust.

Trusted by Our CustomersCustomer Testimonials

We let our satisfied customers speak for us. These testimonials are real stories from clients who have benefited from our loan services. Their experiences reflect our commitment to transparency, fast approval, and professional service.

Start Your ApplicationAPPLY NOW

Ready to take the next step? Our application process is fast, simple, and hassle-free. Whether you need personal financing or business support, just fill out a quick form and our team will guide you through the rest — with fast approval and no upfront fees.

Your security is our priorityEncounter any suspicious scams

If you encounter any suspicious phishing attempts, please contact us immediately at the numbers below.